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As of the time of this video, if you have money deposited in a bank savings account, you are at a negative real interest rate. This video briefly explains the concepts of real interest and inflation before explaining how you can counterbalance this with DAI and the DAI Savings Rate (currently at 8% APY).
RISK DISCLOSURE:
Before using DAI please watch this talk by Mariano Conti of MakerDAO about the inherent risks:
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